most common online scams

Image Credit :

     Internet services and websites are popular mainly to make easy for us to pay bills, make online reservations, shop or even work remotely. While many online sellers are legitimate, unfortunately scammers can use the internet to rip off unsuspecting shoppers. Online crime has become the World Wide Web businesses and individuals since the initial appearance and spread of the Internet networks all over the world. Beyond just basic email scams, there are other methods that scammers use to defraud people of their money through the Internet. They are mostly attracted by the sweet lady voice in online that you won the bumper prize about a 10000$, Otherwise by Malaysian or Indonesian holiday trip or by dating sites like many promises online scammers make to lure you in and steal your money. You think that you are luckier than others. But the fact is not that you are got cheated by them.

Top Online Scams You Need to be Aware of:

1. The Internet Auction Fraud :

     The easiest way to be targeting by the online scammers is through an email, text or Facebook post, offering a great deal. Generally, don’t click on a link from the unknown persons it could be spyware or a malicious program designed to capture your personal mail or the account passwords and other personal information.

The other way of targeting is by competition or ordering a package, it is probably a scam. If someone call through online as they are offering you the gift card or by lump discount in the form of an email, text message or Facebook post. First they will collect information about your address, working details, salary, investments, mainly your banking details.  Many credit card companies have identity theft protection that can get your money back if you actually get scammed.

2. Money Order Cash Requests :

    Even if you are dealing with the popular online e-commerce websites like eBay, Amazon, or Craigslist, if you feel anything suspicious, you might be careful. These scammers sell their products like pets, vehicles or smartphone, at the same time you are in the need to buy that product, After your dealing is get ok. Once you send payment, they mail you something far less valuable that what you bought. After they get paid, you can’t reach them.  Beware of such peoples!!!!

It is one of the main techniques used in spreading financial and data stealing malware and there isn’t any reason why you shouldn’t be very well prepared for this attempt. But even if you install a good antivirus program and specialized security software against this type of malware, the best way to stay safe from this threat, but by preventing the initial infection phase.

3. A bank loan or credit card scam :

     Sometimes you will get the mail or call from the guaranteed bank that they offers that guarantee bulk amount of money and which have already been “pre-approved” by the bank.  If such an incredible pre-approved loan is offered to you, simply use your common sense and just think about it.  On that time you have to awake that without knowing your financial situation, it’s impossible to offer such a large sum of money. If you get trapped by such persons, don’t respond to them.

4. Online Job Scams :

     If any person contact you by offering a job that you can able to make more than 10000 $ a day from home itself. Admit it, you’ve hovered your mouse over them. That takes a lot of willpower not to actually click on these ads. How could it would be possible to make the lot of money just through the craft or in any other field.  These jobs don’t actually exist. They’re exploiting the large base of stay-at-home parents who are struggling for extra income, or are just plain bored. The job titles are vague enough to pique your interest, but their actual job descriptions spell out SCAM.

Protect yourself :

     Check if the website or online auction site has a refund or returns policy, and that their policies sound fair. The better online shopping and auction sites have detailed complaint or dispute handling processes in case something goes wrong.  When using online auction websites, check all comments about the seller you are considering buying from. Never trade outside of the auction website

Avoid any arrangement with a stranger that asks for up-front payment via money order, wire transfer, international funds transfer, pre-loaded card or electronic currency. It is rare to recover money sent this way. Never send money or give credit card or online account details to anyone you don’t know or trust and never by email.